Calculadora de refinanciación
| Calculation based on: |
|---|
| Current Loan |
|---|
| Monthly Payment | |
| Loan Balance Left | |
| Annual Interest |
| New Loan |
|---|
| New Loan Duration | |
| New Annual Interest | |
| Discount Points | |
| Costs and fees | |
| Cash widthdraw or add? | |
| Widthdraw amount: |
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Resultado |
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Refinancing would be less cost-effective. The new loan will be paid off 17 month(s) slower. The Effective APR of the new loan will be 7.49%, which is 0.24% higher than the current financing. The total extra cost of the new loan will be $2,020.48. |
New Monthly Payment: $584.19 |
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The origination fee and all fees to get the refinance are $500.00. The total amount to be paid upfront is $1,200.00. |
| Current Loan | New Loan | Difference | |
|---|---|---|---|
| Monthly Pay | $750.00 | $584.19 | $-165.81 |
| APR/Interest rate | 7.25% | 7.49% | -0.24% |
| Loan duration | 55 meses | 72 meses | 17 meses |
| Total payments | $41,241.22 | $42,061.71 | $820.48 |
| Total interest | $6,241.22 | $7,061.71 | $820.48 |
| Pay upfront (Cost+Points) | $1,200.00 |
Por favor, cite de la siguiente manera:
Zemtsov, I. "Calculadora de refinanciación". Publicalculator.com, 27 marzo 2025. Publicado en: https://publicalculator.com/es/refinance-calculator. Visitado: abr 03, 2025.
